Stephanie helped us every step of the way! We started our journey together about year ago. She reviewed our credit, gave us some suggestions to work on, helped us with a “mortgage diet”, to prepare our budget for a life with a mortgage, and then walked us through to completing our purchase. Every step of the way, she (and her team) were present, available and super helpful! They were amazing to work with! - Angelito - Vacaville, CA

Stephanie and Jason were always on top of things. They made sure I understood the entire process and were available to push out numbers at the drop of a hat when we found a house we wanted to offer on. Stephanie was extremely thorough to the very end of the process and continues to keep in contact with us. I would absolutely work with her again, no doubt, and would recommend her to anyone I know. - Justine - Vacaville, CA

It was great working with Stephanie and her team. They made is feel comfortable with every step of the process and their communication was excellent! I highly recommend them. Joe H. - Joseph - Vacaville, CA

Stephanie and Jason are an amazing team. We have used them twice in the past two years. They go above and beyond. Kelly and Joe Hunt - Kelly - Vacaville, CA

Stephanie was very helpful throughout this process. She walked me through the entire thing step by step. - Michael - West Sacramento, CA

Good comunication always ahead of what we need to know to sign a very pleasant journey from start to finish - Leonardo - FAIRFIELD, CA

Thanks for all your simplicity. We are very satisfied with your service. We recommend you for being the best. Thanks for all your patience. We are very grateful. - Hilda - FAIRFIELD, CA

I never had an question she couldn’t answer easily reachable and very sweer - Steven - Vacaville, CA

They were very informative, thorough, patient and professional! Pleasant to deal with! - Anthony - FAIRFIELD, CA

Thank you again - Todd - VACAVILLE, CA

Stephanie and her team at Caliber were absolutely amazing to work with for the purchase of our home! Stephanie is so incredibly knowledgeable about what she does, and made it such an easy process for us. She kept us very well informed about what was going on during the process, and she was quick to answer any questions we had. And on top of all that, she was kind, friendly, cheerful and just a joy to work with! - Stephanie - Vacaville, CA

We have worked with Stephanie several times now over the years and she continues to impress, with her knowledge, thoroughness, communication and speed! - Maggie - VACAVILLE, CA

helped us every step of the eay - Kyle - FAIRFIELD, CA

Excellent service - Stephen - FAIRFIELD, CA

Great team! I would recommend their service to anyone who asks. - Laurence - Antelope, CA

Their their greatest day help me through every step of the process extremely satisfied highly Recommend - Roosevelt - Fairfield, CA

Stephanie and Team have been incredible in my journey to get my housing needs met! They are always pleasant and have gone above and beyond in getting my paperwork completed on time! Very Professional, extremely patient and knowledgeable in explaining this complex process. This will be my fourth time handling a mortgage transaction with them and wouldn't consider going anywhere else. - Michelle - VACAVILLE, CA

The communication during our refinance process was above and beyond. The whole process couldn't have gone smoother. - Jamey - Vacaville, CA

I have referred my buying clients to Stephanie for years. Feedback from them has been outstanding. This year I needed to refinance our properties and of course the first person I thought of was Stephanie. She refinanced my primary residence and a rental property for me. When you have a loan officer that can meet timeframes for your buyer and you have had great interactions with, who by the way always seems to be available, stick with them. You truly amaze me! - Suzzanne - SACRAMENTO, CA

Stephanie and her team are on top of everything. Every couple days we would get an update, we were never left wondering what the next step was. We highly recommend Stephanie to anyone who asks. She made the process so smooth and easy. And saved us a ton of money! Thank you! - Sheana - Vacaville, CA

Stephanie Ham did an awesome job with my home loan. She kept me informed during the process and is very knowledgeable in her field. I highly recommend her if you are need need of a home loan or refinance. - Lori

Such a great team of people to work with. - Sarah - Vacaville, CA

Easy to work with. Very informative. Walked us through each step explaining everything clearly. - Wyman - FAIRFIELD, CA

They are High Caliber team - Marikit - SACRAMENTO, CA

Great service every time - Jonathan - Vacaville, CA

Stephanie and her team are fantastic! She made my refinance stress free and easy! I’ve worked with her for many years, will definitely continue to work with her! - Janine - Vacaville, CA

Stephanie was great always took time to explain everything - Ron - RIO VISTA, CA

Stephanie worked relentlessly to help me find the best rate loans and creative solutions to fulfill my lending needs. She communicated frequently and always welcomed my ridiculous amount of questions and concerns. We were able to close in what I consider record time! I would highly recommend her to anyone looking for a reputable mortgage provider! She is truly the best! - Julia - Dixon, CA

The caliber team was very informative in all aspects of my loan process and kept us up-to-date as we transitioned through it. - Richard - Vacaville, CA

Stephanie and Jason are the absolute best to close on a home loan. Their customer service and communication through the whole process is unmatched by another other lender. I would highly recommend them to anyone looking to purchase or refinance. They even sent us very tasty cupcakes from a local bakery! Approve and beyond! Thank you!!!! - Christopher - FAIRFIELD, CA

Stephanie Ham was a pleasure to work with. Her communication was excellent and we were always aware of where we were in the process. Our lending experience was efficient and absolutely painless. We only had to submit documents one time, nothing was ever lost and everything was as she said it would be. If we are ever in the market for a home refinance or purchase; we will not hesitate to call on Stephanie once again! - The

Stephanie was awesome. I had no trouble getting ahold of her, she always had the answer for me. I would differently recommender. - Lori - FAIRFIELD, CA

Stephanie and Jason are top notch! Always there when we have a question or concern. I recommend the everyone I know. - Stacy - VACAVILLE, CA

Stephanie’s attention to detail, thoroughness as well as personal communication was wonderful. The loan process can be difficult to navigate and was made simple and easy with the exceptional team at Caliber! - Rebekah - FAIRFIELD, CA

Stephanie was recommended to us by our realtor and I am glad she did. My husband and I are truly grateful for all the work Stephanie and Jason put into helping us purchase our first home!!!!! I highly, highly recommend them and have nothing but good things to say! THANK YOU!!!! Thank you!! ( I had a longgggg review but I did not know there was a character limit.So here is the short version.) - Amanda - Union City, CA

Stephanie and Caliber have patiently, kindly and competently assisted my husband and I every step of the way when it came to buying our home and refinancing. Their responsiveness and openess enabled us to quickly get a refinance done in what I felt was record time. They have always gone the extra mile for us and we have benefited greatly from their expertise, hard work, and advice. Thank you Stephanie, you are awesome! - Shannon - FAIRFIELD, CA

I just wanted to say that we appreciate what you’ve done for us. You and Caliber have been phenomenal to interact with and by far the BEST lender out there. LoanPal has treated us very poorly (and I’ll leave it at that). I really regret not going this route from the get go for the Solar, but at least it’s all good now and I’ve learned my lesson. I hope the best for you and Caliber and look forward to future interactions. - Bryon - FAIRFIELD, CA

Fast and efficient communication. Minimum disruption for the applicant, Very satisfied with Stephanie Ham! - Jose - SACRAMENTO, CA

Stephanie Ham, we have used Stephanie over the years and wouldn’t want use anyone else. Thorough, Efficient, Professional, she makes it easy! We have total confidence and trust! - Gregory - VACAVILLE, CA

My husband and I have used Stephanie and her team for 2 transactions and we would highly recommend Caliber Home Loans to anyone that needs to refi or purchase property. - Jennifer - VACAVILLE, CA

Stephanie is amazing. She makes this process seamless and is always available to answer questions. - Matthew - WINTERS, CA

This is the second time I have worked with Stephanie to purchase a house. She has been so helpful and makes sure I understand everything that is happening in the process. I will definitely recommend her to others and am so thankful for all her help. - Jaclyn - Fairfield, CA

Stephanie is just the best. Very responsive and smart and gets things done! - Johnathon - Vacaville, CA

Stephanie was always fast and detailed in her responses to my questions. I highly recommend her and her team! - Christine - VALLEJO, CA

She is always updating me with the refi progress and answers my concerns - Gaylee - AMERICAN CANYON, CA

I appreciated the detailed information provided, but more importantly, the regular follow-up text messages and emails keeping me informed of status. In addition, everything went as planned. This was the first time refinancing was made so easy. - Alfred - Vacaville, CA

Stephanie and Jason were fantastic. Being a first time home buyer my husband and I were completely clueless. However Stephanie and Jason were always there to answer all of our questions and never made us feel like we were being rushed or bothering them with the countless questions. We will forever work ONLY with Stephanie at Caliber! - Yesenia - Vacaville, CA

For being first time home buyers Stephanie and her team were absolutely amazing. Any question we had they had the answer or found it for us. They had such great communication. My wife and I are very happy and would recommend Stephanie to everyone looking to buy or sell a home. - Fernando - Vacaville, CA

She is always prompt and treats us like she's there for us when we need her. - Raymond - FAIRFIELD, CA

Stephanie was extremely communicative and available to answer any question we had about the loan. Will highly recommend her to our friends and family. - Margot - Suisun City, CA

Stephanie, and her partner Jason, were fantastic. They communicated every step of the way and advised us as needed. The took care of every step, we locked in a great rate, and we closed escrow right on time. I would highly recommend them to friends and family. I look forward to working with them again. - Mariano - Suisun City, CA

Stephanie and Jason made our experience great because they are excellent communicators, provide exceptional customer service, and always make themselves available throughout the entire process to answer any questions or concerns. This was our fourth time working with Stephanie and we would highly recommend her and Jason. - Nicole - FAIRFIELD, CA

Stephanie’s communication was second to none. We always knew where we were in the process. She made things smooth and painless! - Michael - FAIRFIELD, CA

The ABSOLUTE easiest, smoothest process I’ve ever been through! Best customer service ever!! Thank you Stephanie!!! - Lynette - FAIRFIELD, CA

Everything was made very easy and I was kept up to date and informed throughout the entire process. - Joshua - VACAVILLE, CA

Great communication and updates. All questions answered and everything explained thoroughly. Wouldn’t go to anyone else but Stephanie and Team for any of our mortgage loan transactions - they are the BEST! - Jeremy - HERCULES, CA

Responsive, informative, prompt, insightful, understanding and always an upbeat attitude when communicating. 10/10 would refinance again! - Jacobo - Apple Valley, CA

Stephanie has been an absolute pleasure to work with. She made the whole refinance process effortless on our part. She kept us informed at all times and communicated clearly. I highly recommend Stephanie and hope to have her assistance in the future should the need arises. Thank you Stephanie! - William - VACAVILLE, CA