Experienced staff, prompt response to any questions, great service! - Phyllis - Folsom, CA

Stephanie kept us informed at all times about what was happening and what was needed. - Curtis - Redlands, CA

I had a pleasant experience with Stephanie, as a first time home buyer she made the process very easy to understand, responded on time, and answered all of my questions. I will definitely come back on my next buy. - Yaya

Stephanie and her team were great to work with. They quickly responded to my questions and concerns! Would definitely use her again and would recommend her to those I know. - StephanieVista

Loved working with you, thank you for your quick responses, timely updates and all the guidance and support. I really appreciated your work and the team overall. - Tamara - Vacaville, CA

Very efficient. - Margaret - GUALALA, CA

Friendly, Efficient, Informed, Speedy. Went out of their way to fill our needs. Can't say that happens a lot in this day and age. - Gerald - Fairfield, CA

Stephanie "held our hands" all the way through the mortgage process. She was very responsive whenever we had a question, and kept us well-informed about the status of our application. She made sure that we didn't overlook any important steps, and her efforts resulted in us getting the mortgage we needed at an excellent rate. - Oliver Jones

Terrific communication, follow-through, and accessibility whenever we needed assistance or needed answers to questions. - Oliver - Vallejo, CA

Very personable, very communicative. - Emily - VACAVILLE, CA

Stephanie and Jason made the entire process completely easy, smooth and very understandable. This was the second time I’ve worked with them and I would do it again in the future. - Odir - Fairfield, CA

Stephanie is great! She was always on top of her game with lots of information and great attitude towards our requests and questions. You guys have a great asset! - Elena - FAIRFIELD, CA

Excellent customer service. Stephanie and Jason were very patient and walked us through the lending process. I am very happy with our experience at Caliber Home Loans. I will definitely recommend them in the future. - Jennifer - ANTELOPE, CA

Very accommodating to our busy and opposite schedules. A little mix up in paperwork but quickly addressed and resolved. A great team to work with! - Ervin - FAIRFIELD, CA

Stephanie and Jason were great to work with. Very attentive during the entire process and always willing to answer any questions I had! - Megan - Fairfield, CA

Stephanie was amazing! She worked with me for over a year working the math on numerous homes whenever I asked. Stephanie was very clear in communicating all my loan options. I couldn’t be more pleased! - Jenel - Dixon, CA

I could not have asked for more from Stephanie Ham at Caliber Home Loans. She was not only extremely knowledgeable, but incredibly patient as well. I had a million questions a long the way, and every single time, she responded almost immediately via phone calls or emails. That means a lot when you're on pins and needles hoping everything goes okay with your loan. And now that the loan has closed, and I'm living in MY home,, I know I can and have called Stephanie for info and advice. She's just the best, and I know she'll do wonderful things for anyone considering using her services. - sherry

Communication - Ryan - SACRAMENTO, CA

As a first time homebuyer, my husband and I feel so fortunate to have Stephanie Ham as our lender! Stephanie and Jason had great communication from the very start! Excellent customer service and very knowledgeable! They also took the time to answer all of our questions and was always quick to provide us with a response! Even after we received our keys we reticence helpful tips from them as first time homebuyers. - Tracy N

Great customer service. Great people. - Foster - Fairfield, CA

Overall experience - Kristin - Vacaville, CA

Professional service, prompt responses and cheerful correspondences made this stressful experience much easier! - Gina - Vallejo, CA

The team at Caliber communicated well and I always knew where the process was at. I was always aware of what I needed to do, and my calls were always returned in a timely manner. My lending team always treated me with respect and answered every question I had, no matter how silly it was or how many times I asked the same question. The team at Caliber was very professional and I am so glad I was fortunate enough to have been referred to them. - Richard - Vacaville, CA

Stephanie Ham made it great. She was incredibly patient, and always quick to respond to any questions I had. - Sherry - Vacaville, CA

Stephanie was the best to work with. She constantly keeps you up to date on what is happening and what steps are coming next. I would highly recommend working with her! - Michael - CHESTER, CA

Fast and responsive - Mandy - Fairfield, CA

Stephanie and her team are very attentive and answer all of our questions and stay in very good communication. - Taylor - Vallejo, CA

Great loan agents with positive attitudes, great communication upfront with explaining the process and status. Made us feel very welcome even when we ran into roadblocks. - Leonel - Fairfield, CA

Stephanie and Jason really make the refinance process so easy. They keep you posted every step. Thank you!!! - Nathan - VACAVILLE, CA

Stephanie helped us every step of the way! We started our journey together about year ago. She reviewed our credit, gave us some suggestions to work on, helped us with a “mortgage diet”, to prepare our budget for a life with a mortgage, and then walked us through to completing our purchase. Every step of the way, she (and her team) were present, available and super helpful! They were amazing to work with! - Angelito - Vacaville, CA

Stephanie and Jason were always on top of things. They made sure I understood the entire process and were available to push out numbers at the drop of a hat when we found a house we wanted to offer on. Stephanie was extremely thorough to the very end of the process and continues to keep in contact with us. I would absolutely work with her again, no doubt, and would recommend her to anyone I know. - Justine - Vacaville, CA

It was great working with Stephanie and her team. They made is feel comfortable with every step of the process and their communication was excellent! I highly recommend them. Joe H. - Joseph - Vacaville, CA

Stephanie and Jason are an amazing team. We have used them twice in the past two years. They go above and beyond. Kelly and Joe Hunt - Kelly - Vacaville, CA

Stephanie was very helpful throughout this process. She walked me through the entire thing step by step. - Michael - West Sacramento, CA

Good comunication always ahead of what we need to know to sign a very pleasant journey from start to finish - Leonardo - FAIRFIELD, CA

Thanks for all your simplicity. We are very satisfied with your service. We recommend you for being the best. Thanks for all your patience. We are very grateful. - Hilda - FAIRFIELD, CA

I never had an question she couldn’t answer easily reachable and very sweer - Steven - Vacaville, CA

They were very informative, thorough, patient and professional! Pleasant to deal with! - Anthony - FAIRFIELD, CA

Thank you again - Todd - VACAVILLE, CA

Stephanie and her team at Caliber were absolutely amazing to work with for the purchase of our home! Stephanie is so incredibly knowledgeable about what she does, and made it such an easy process for us. She kept us very well informed about what was going on during the process, and she was quick to answer any questions we had. And on top of all that, she was kind, friendly, cheerful and just a joy to work with! - Stephanie - Vacaville, CA

We have worked with Stephanie several times now over the years and she continues to impress, with her knowledge, thoroughness, communication and speed! - Maggie - VACAVILLE, CA

helped us every step of the eay - Kyle - FAIRFIELD, CA

Excellent service - Stephen - FAIRFIELD, CA