We are considered self employed. It was a very difficult underwriting experience,, based on the guidelines Caliber had to complied with. The benefit was that this process uncovered some loose ends on a paid off loan, that's being corrected. - William - Fairfield, CA

She was the best ever - Ron - Rio Vista, CA

The team that helped manage my purchase did an excellent job. - Garrett - Vacaville, CA

Friendly and efficient - Xerxes - Winters, CA

Lots of reassurance - Dedan - WOODLAND, CA

Lots of reassurance - Dedan - WOODLAND, CA

Stephanie is amazing! Thank you for everything - Breanna - Fairfield, CA

The Caliber team is extremely knowledgeable and able to answer all of the questions I had. In addition, the process was seamless and very well organized. - Sylvia - Fairfield, CA

Answer all the questions , working hard to helping solve problems. We are very happy with the result。 - Shinmei - Fairfield, CA

Stephanie and her lending team are everything you want when buying a home. They are extremely patient and knowledgeable and answered all of our thousand questions in a timely manner. - Sarah - Vacaville, CA

Very responsive, and kept us informed and updated throughout each step. - Robert - Auburn, CA

Very responsive, and kept us informed and updated throughout each step. - Robert - Auburn, CA

Stephanie and Jason were so helpful throughout every step of the (very long) process. - Erik - Vacaville, CA

Stephanie and her team at Caliber Home Loans were great to work with. Stephanie is very knowledgeable and informative throughout the process. She answered questions quickly and kept me up to date. - Robert

The communication with Stephanie was great throughout the whole refinance experience. It was clear to me what stage of the process we were in, and when it was not, she was very prompt about clarifying everything for me. - Shahar - Fairfield, CA

Stephanie and Jason were able to get my loan approved in the short time that was needed buy the seller (18 days)! They went above and beyond to make sure the loan was on time and answered any little or big questions I had. They make a great team! - Cristi - Vacaville, CA

Process and information was easy to get and read through. Stephanie is always there to answer any questions I have. - Andrew - Suisun City, CA

Communication and information me being a first time buy and unfamiliar with the process, also speedy responses when I had questions. - Omari - VACAVILLE, CA

Professional and great service - Tsultrim - Vacaville, CA

Great service - Sonam - Vacaville, CA

Stephanie is always a pleasure to work with shes knowledge always provides excellent service !!! - Nicole - Suisun City, CA

Always being kept up to date - Henry - Vacaville, CA

We felt like we already knew Stephanie from our first loan 4 years ago. We knew that she is professional and well qualified. That gave us a feeling of trust with the refinancing of the loan. It was great that we never had to leave the house for the entire process. - Regis - Folsom, CA

She walked us through everything capably. She was very supportive, knowledgeable and caring. She made a stressful process as painless as possible. - Kim - Redlands, CA

Experienced staff, prompt response to any questions, great service! - Phyllis - Folsom, CA

Stephanie kept us informed at all times about what was happening and what was needed. - Curtis - Redlands, CA

I had a pleasant experience with Stephanie, as a first time home buyer she made the process very easy to understand, responded on time, and answered all of my questions. I will definitely come back on my next buy. - Yaya

Stephanie and her team were great to work with. They quickly responded to my questions and concerns! Would definitely use her again and would recommend her to those I know. - StephanieVista

Loved working with you, thank you for your quick responses, timely updates and all the guidance and support. I really appreciated your work and the team overall. - Tamara - Vacaville, CA

Very efficient. - Margaret - GUALALA, CA

Friendly, Efficient, Informed, Speedy. Went out of their way to fill our needs. Can't say that happens a lot in this day and age. - Gerald - Fairfield, CA

Stephanie "held our hands" all the way through the mortgage process. She was very responsive whenever we had a question, and kept us well-informed about the status of our application. She made sure that we didn't overlook any important steps, and her efforts resulted in us getting the mortgage we needed at an excellent rate. - Oliver Jones

Terrific communication, follow-through, and accessibility whenever we needed assistance or needed answers to questions. - Oliver - Vallejo, CA

Very personable, very communicative. - Emily - VACAVILLE, CA

Stephanie and Jason made the entire process completely easy, smooth and very understandable. This was the second time I’ve worked with them and I would do it again in the future. - Odir - Fairfield, CA

Stephanie is great! She was always on top of her game with lots of information and great attitude towards our requests and questions. You guys have a great asset! - Elena - FAIRFIELD, CA

Excellent customer service. Stephanie and Jason were very patient and walked us through the lending process. I am very happy with our experience at Caliber Home Loans. I will definitely recommend them in the future. - Jennifer - ANTELOPE, CA

Very accommodating to our busy and opposite schedules. A little mix up in paperwork but quickly addressed and resolved. A great team to work with! - Ervin - FAIRFIELD, CA

Stephanie and Jason were great to work with. Very attentive during the entire process and always willing to answer any questions I had! - Megan - Fairfield, CA

Stephanie was amazing! She worked with me for over a year working the math on numerous homes whenever I asked. Stephanie was very clear in communicating all my loan options. I couldn’t be more pleased! - Jenel - Dixon, CA

I could not have asked for more from Stephanie Ham at Caliber Home Loans. She was not only extremely knowledgeable, but incredibly patient as well. I had a million questions a long the way, and every single time, she responded almost immediately via phone calls or emails. That means a lot when you're on pins and needles hoping everything goes okay with your loan. And now that the loan has closed, and I'm living in MY home,, I know I can and have called Stephanie for info and advice. She's just the best, and I know she'll do wonderful things for anyone considering using her services. - sherry

Communication - Ryan - SACRAMENTO, CA

As a first time homebuyer, my husband and I feel so fortunate to have Stephanie Ham as our lender! Stephanie and Jason had great communication from the very start! Excellent customer service and very knowledgeable! They also took the time to answer all of our questions and was always quick to provide us with a response! Even after we received our keys we reticence helpful tips from them as first time homebuyers. - Tracy N

Great customer service. Great people. - Foster - Fairfield, CA

Overall experience - Kristin - Vacaville, CA

Professional service, prompt responses and cheerful correspondences made this stressful experience much easier! - Gina - Vallejo, CA