Adam answered all of my question in a timely manner, was always very polite and helpful, very informative and clear about the process of refinancing. Look forward to working with him in the future. Thanks so much, Adam! - Jennifer - Mckinleyville, CA
Adam was communicative, direct, and made the process very comprehensible for a new home buyer. Thanks, Adam! - Tio - Mckinleyville, CA
Adam made our home loan experience effortless and was readily available to answer our questions - all during Covid! - Nolan - Arcata, CA
Great communication by Adam Freitas - he kept us well-informed throughout the process. - Richard - Mckinleyville, CA
Adam was very good at communicating with us during the process. I enjoyed his friendly and outgoing personality. The only downside of the experience was the inconvenience created at the final signing when my husband's name was misspelled on a few of the docs. - Paul - Mckinleyville, CA
Adam made my first time home buying experience super smooth. I didn't know what to expect but Adam was extremely knowledgeable and answered all of my questions throughout the process. Adam was able to get escrow closed before Christmas! Such a busy time but he got it done! I am so very happy with my experience. - Jessica - Fortuna, CA
Adam is outstanding...he has amazing knowledge and resources and seems to with grace and ease solve all the issues that arise and normally can do so without even needing you to jump through the hoops...he jumps for you. He is kind and understanding and easy to work with and somehow makes you feel like you are his only client and your questions and needs are of utmost importance. I have worked with him on my last two home purchases and do not have a single dingle complaint. - Annie - Mckinleyville, CA
:) - Beorn - Mckinleyville, CA
Expert and timely advice - Christian - Eureka, CA
Adam was awesome to work with! The best experience I have had with a home loan. - Jeffery - MCKINLEYVILLE, CA
Adam is very professional. He is very responsive to all my questions and concerns and was extremely prompt in all my dealings with him. I have already recommended him to several clients. In addition to the above, he is very up-to-date and knowledgeable about loan requirements and changes, especially in regards to requirements for my self-employed clients. I really appreciated his thoroughness. - Brenda - MCKINLEYVILLE, CA
Adam did great at explaining each and every part of the loan. I was confused and instantly he got back to me with the answer. With Covid it was difficult to have one on one with him. - Kimberly - CARLOTTA, CA
Adam has always been fantastic. He’s very thorough and informative. We trust him! - Tracy - RIO DELL, CA
Adam is the best! He was quick, responsive, and reassuring. I think everybody should work with him buying their home! - Leanza - Eureka, CA
Thanks - Willem - EUREKA, CA
Adam has been so great throughout our whole experience buying our house and now refinancing. We are extremely happy and thankful for all of his help. - Mark - MIRANDA, CA
Adam was a great help to me in securing my home loan. It was my first time obtaining a home loan and Adam walked me through the whole process and made every step really clear and easy to navigate. Anytime I had any questions he got back to me right away. I would definitely recommend Adam and Caliber Loans to anyone seeking a home loan. Sincerely, Ryan in McKinleyville - Ryan - Mckinleyville, CA
Adam made our experience GREAT! He was there for us 2 years ago when we met with him to get an understanding of our purchasing capacity, and provided us with a range of numbers to help us understand what price we would be comfortable with. Then in the last few months when we actually got serious about going forward with purchasing a home, Adam was there an on it! He made the documents move smoothly, appraisal, signing, and funding effortless, and was always there to answer our questions. - Izabella - Arcata, CA
Adam was always responsive and patient. He made the whole process easy. - Garrett - Eureka, CA
Adam did an exceptional job with communicating and explaining any concerns that may have come out throughout the entire process. His expertise, friendly demeanor and dedication made the process much smoother. We will definitely refer our friends to him - Conny - WILLOW CREEK, CA
He had alot of information that got us into the house that no one knew. He was on top of thing calling us with information that we need or had on the house. If it wasnt for him we wouldnt have this place and maybe have a place with higher payments - Richard - Crescent City, CA
Great experience! - Joseph - Eureka, CA
Adam did a great job keeping the loan process moving forward even during a difficult time when a lot of people are working from home and refinancing is booming. - Brian - Mckinleyville, CA
Our experience with Caliber Loans and Adam was great! He is professonal, friendly, responsive and knows what he is doing. - Thank You! - Kristina - Crescent City, CA
Straightforward, knowledgeable. Great to work with. - Macy - Hydesville, CA
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Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.
Refinancing your existing mortgage may be easier than you think.
Learn More >>Do you have questions about lower down-payment options?
Learn More >>Refinancing your existing mortgage may be easier than you think.
Learn More >>Do you have questions about lower down-payment options?
Learn More >>
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Refinance Now! 855-808-2124
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