Integrity with 30+ years of experience. A Five Star Mortgage Professional Award winner every year since 2010 with a Caliber Military & Veteran Lending Professional Designation and a background in underwriting as well as sales, I have the expertise to structure your loan to provide the ideal financing that best fits your needs. Caliber’s competitive loan rates, combined with our dedicated professional staff, enable me to provide you (and your financial advisors team) with customized loan options.

I am active in a vast array of professional activities and community involvement. I’m a proud recipient of the Torrey Pines Rotary Club 2010-2011 Rotarian of the Year Award and the 2013- 2014 Governor’s Torchbearer Award for the highly successful Care ‘n Share Toy Drive. Other board and committee positions include Del Mar Foundation, La Jolla Playhouse, RITZ Committee of San Diego Zoo Global, and the City of Del Mar’s Sea-Level Rise Stakeholder Technical Advisory Committee (STAC). I’m well known for bringing the highest integrity and Rotary’s “Service Above Self” motto to all that I do. Working with military families is my small way to give back in appreciation for all they’ve given to keep our country safe.

I look forward to the opportunity to assist you with one of life’s most important financial transactions. Please click to connect or give me a call!
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Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.

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Your Monthly Payment


Your Payment

Monthly Principal & Interests : $1145.80

Monthly Real Estate Taxes : $316.67

Monthly Insurance : $66.67

Monthly PMI : $0.00

Total Monthly Payments : $1529.13

Additional Information

Loan To Value Ratio : 80.00%

Months With PMI : 0 months

What to expect

when refinancing.

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Smaller down-payment

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