The communication with Phana and Caliber Home Loans was great. Also, given my situation of being out of town, they did everything in their power to make everything more convenient for me. - Christopher - San Diego, CA

Phana and her team were amazing!! Phana was always available to answer questions or concerns. Her knowledge, professionalism and sound advise was invaluable!! I Trust her implicitly. I would gladly recommend her to all my friends and family!! - Vincina - La Mesa, CA

The team was very easy to work with and kept us well informed every step of the way. - Dennis - Carlsbad, CA

Communication was great - Jonathan - Bonita, CA

The communication and ease of the overall transaction was fantastic! - Eliza - Carlsbad, CA

Very thorough and communication is excellent. Amra and the team are wonderful! - Bianca - Chula Vista, CA

Phana Par made the whole house buying process super easy. She took the time to walk us though all of our finances and did her best to lock us into the best rates available. 10-10 would recommend! - Eduardo - Winchester, CA

Great customer service , and was very helpful through the entire situation. - Oscar - San Diego, CA

Communication was consistent and informative. Team made me feel like my buying experience was important to them as well and not just another number to complete. - Melva - Victorville, CA

Hi - Juan - CHULA VISTA, CA

Phana and Team made this refinance process as smoothly as possible for us. Every questions we had were promptly answered either via text, email and phone calls. We definitely received top notched service and would recommend Caliber Home Loans to friends and family! Thanks again! - Ryan - CHULA VISTA, CA

Phana and Peter are the best! Very informative, punctual and excellent customer services I enjoyed Phana's powerpoint slides and Peter's effective comm skills A++++++ - Clifford - Chula Vista, CA

Phana and Peter were super informative. They answered all of our questions and made the home buying process easier on us. Thank you to both of them and their team! - Lourdesfatima - Chula Vista, CA

Everyone had been very helpful with any questions I had. The refinancing process was painless. - Hagop - San Diego, CA

Phana and her team supported me through the whole home buying process. They educated me and kept me informed along the way. I have already recommended Phana to my friends and coworkers. - Heather - San Marcos, CA

The communication and roadmap to completing the refinancing. Phana and her team were professional and helpful. - Luziano - San Diego, CA

Phana and her team were incredibly communicative and knowledgeable about the process. As first time homebuyers, my husband and I had no idea of what to expect, but Phana broke down the steps and guided us through. During escrow, she and her team continued to keep us up to date. They earned our trust and we are so grateful for their involvement. We will recommend them to all of our friends, family (or random people- anyone!) - Kelly - Chula Vista, CA

Phana and her team were phenomenal!! Made our first home buying experience smooth!! - Valeria - Moreno Valley, CA

. - Christopher - Temecula, CA

Process was made easy and manageable even on a busy schedule. - Tuomas - Temecula, CA

Great support and communication. Always willing to answer any of our questions. - Blas - HANFORD, CA

She is friendly and addressed our many questions & concerns in a timely manner. Would consider working with her in the future. - Anthony - Chula Vista, CA

Phana and the staff were always available and helped the process go smoothly. I have recommended them to a few already and will comtinue to. - Rachel - SAN DIEGO, CA

Communication throughout the entire process was top notch! - Reginald - MENIFEE, CA

From start to finish everything went smoothly. Peter and Phana were amazing! Always keeping me up to date! I will be referring them to all my friends and family! - Jeffrey - BONITA, CA

Phana was extremely helpful and knowledgeable through the entire process. She even went above and beyond to thoroughly answer any off topic financial questions we had! - Cameron - Santee, CA

The Caliber team was very professional and highly dedicated to my interests. As a first time buyer they made the home buying process seamless and always were one step ahead of every issue that arised. Highly recommend! - Greg - El Cajon, CA

Phana and Peter Par are by far the most competent team that delivers nothing but quality customer service. Thank you for all your help! - Eusebio - Bonita, CA

Great customer service and communication - Maria - SAN DIEGO, CA

Phana Par was extremely helpful in walking David Torres and I through the entire loan process. She answered all and any questions we had. Our calls and questions were always welcomed at anytime. I would definitely work with Phana Par again and recommend her to family and friends. Thank you Phana we truly appreciate you and all your hard work. - Ana - Whittier, CA

Amazing service and nice people! - Sunxin - CHULA VISTA, CA

Phana and all staff who I communicated with were always friendly and professional. They answered all of my questions in a timely manner. I appreciate that they explained anything I didn't understand clearly to me. They handled everything for me and I would recommend this company in highest regarding. - Delia - MORENO VALLEY, CA

I really appreciated the professionalism that the agent displayed throughout the whole process. He was always available to help me and was also very courteous. I got the rate I wanted and everything came out perfect. Thank you - Claudia - Imperial, CA

Everyone was wonderful. Our family is now on the road to better things. My wife is happy. My family is happy because of your great team. Thank you so much. - Joe - San Diego, CA

Phana was so patient with my husband and I as first time home buyers. she took the time to educate us in the whole home buying process more than once(we didn’t always understand The first time but she ALWAYS made sure she cLeared things up) not only is she the best lender ever her team is amazing, they are so helpful and always made sure to give phana my messages or take the initiative to help me and answer all my questions. Phana and her team are very honest and genuine people. - Ewalani - Spring Valley, CA

How fast the entire process was. How professional and fast everyone worked. - Gabriel - Hemet, CA

As a first time home buyer, I had many things to learn, and Phana was there to help. The weekly updates twice a week we're so helpful too. Phana and her team made it a smooth and painless process. I highly recommend her! - Celina - Hemet, CA

Phana Par and her team have always provided outstanding services. They keep you updated throughout the process of your loan so you never have to guess if there are any issues or hiccups. They maintain a professional attitude yet make you feel like you are a part of their family. I have recommended them to friends and family and have never been disappointed. Thank you Phana and team, it is always a pleasure working with you. - Dion - CHULA VISTA, CA

Phana and her husband are a great team, they are personable, hard working and determined to get the best for you. - Manuel - Chula Vista, CA

Phana and her team are great. I was most impressed with the way that Phana would take feedback and immediate implement if there was any communication issues, which are plentiful in this process of buying a home. The Escrow company we were working with really really really frustrating and definitely toed the line on professionalism, Phana helped me keep my head on straight, my ducks in a row and my patient pants on. She helped me UNDERSTAND what was happening and why. Highly recommended! - Jessica - San Diego, CA

We are amazed of how pleasant and painless our process of owning a property again. This is the 3rd property search after 21 years of owning, we ownwed in last 4 decades. Phana Par and Home for Heroes has made ot significantly smooth in helping us make it possible. Their open communication from regular updates to willingness to answer any questions we have and - David - San Diego, CA

Phana is the best! I highly recommend her. - Marquell - CHULA VISTA, CA

The honesty and the effort to get me the best rate possible. The constant communication when getting quites and information. Phana and team helped make the lending experience memorable. - Linda - San Diego, CA

Smooth and easy process with Phar. Answered all our questions and gave the best options. - Georgina - SAN DIEGO, CA

Everything. - Jose - IMPERIAL, CA

Each time we have worked with our local Caliber office, we have had great service. The only downside this time was that it took more than expected to process our loan, it was very long. We understand that Covid created havoc and caused delay after delay, but since we have worked with this staff before we knew we were in good hands, and were patient. Our most sincere gratitude for such hard working staff! Thank you! - Alan - SAN DIEGO, CA

Greatly appreciate your service. They’re very approachable. - Pauline - SAN DIEGO, CA

Excellent customer service. Instant to timely responses, and always kept me informed of the status of the loan process. Very professional and made the process seem easy. Thank you for all your hard work! - Christina - IMPERIAL, CA

Those that went over and beyond too make our experience. - Kevin - Pomona, CA

The seller's of the closing of the house made this experience traumatic and difficult - Shaute - Pomona, CA

Phana and here team are very responsive, they gave me weekly updates, answered all my emails and phone calls in timely manner. Best of all got me the best rate on my refinance. - Arturo - CHULA VISTA, CA

Phana was very patient with my situation. I’m very thankful we crossed paths in the purchase of my home. Her husband, Peter, was excellent as well. I would use them again if I purchase again in the future. - Deanna - San Diego, CA

Since the beginning they explained everything very well and answered all our questions. - Elizabeth - San Diego, CA

Excellent Customer Service and care! - Edward - NATIONAL CITY, CA

My questions were answered right away all the time and Phana and her team did everything in their power to make the process go well for me and my family! - Ryen - Santee, CA

Phana is the best in the Business she care’s for her clients like what a person would do with their loved ones. We will continue to refer her to all of our friends and relatives in the future. - Herberto - Chula Vista, CA

I worked with Phana on a Condo I bought in 2013 and when I began my search for the house I have now , my agent suggested another lender, but I told him I wanted to use Phana again because I trusted and her and knew what to expect. Phana made me believe with my first experience with her that home ownership was something that i could obtain and she made it happen. - Brenda - MORENO VALLEY, CA

This is our second mortgage with the Par Group... from start to finish, the team is outstanding! But efficiency is not the only great benefit. Phana and her team actually look out for my family and I’s best interest. That is unheard of in this day! We thank each of you and are grateful to be members of your community! - Kevin - JAMUL, CA

I really appreciated the customer service. Phana & her associates were thorough & knowledgeable. They patiently answered each question I had. I am sooo very thankful for Phana supplying as much as she did for my closing costs & for my low interest rate. Thank you!!! I look forward to doing business with you throughout the years & I would definitely work with you again for future loans. You helped make my first home buying experience a joyful memory :) - Laurie - El Cajon, CA

The entire process was very easy and everything was explained to us along the way. Very happy with the service and our new condo. Thank you. - Christopher - Midway City, CA

Phana and her team were very communicative and made themselves available for all of our questions. Everything was done really fast and we closed almost a week early. - Andrea - Midway City, CA

Caliber Home Loans, made our experience in buying a Home extremely helpful in every way, quick response within a timely manner, and walked us thru every step of the way in purchasing our very first Home. Myself and my Husband highly recommend Phana Par & her Team with Caliber Home Loans to anyone that is looking to purchase a Home. Awesome Job, we cannot thank you enough!! - Paulia - San Diego, CA

Being able to communicate with Phana and Sam on a regular basis. They were really helpful in explaining the process and getting documents through in a timely manner. I would definitely recommend Phana Par and her team with Caliber home loans to friends and family. - Afasene - San Diego, CA

Mrs. Par and her team were wonderful. While I was searching for my home, she was very candid about what was and was not feasible for me. She also explained what expenses were holding me back. We discussed ways to help improve my credit as well. I was never left in the dark during the process after finding a home which was also appreciated. This was a very low stress homebuying experience. - Gabrielle - Chula Vista, CA

My loan was not the easiest and we hit many hurdles along the way, and being a first time home buyer it was a crazy process, but Phana and her team helped me every step of the way and did everything they could to make homeownership happen for me, they are truly great!! And I would recommend them to everyone!! :-))) - Sonia - Chula Vista, CA

Smooth, Quick to Response and Attention to detail. - Andrew - Winchester, CA

Fast and reliable - Bobby - Moreno Valley, CA

I tend to lag a little, not intentionally, just not enough time for everything. Phana & her team were very patient with me, gently pushing me to meet the timeframes. And SURPRISE, my loan terms were better than I expected. I was able to come in with the down payment I had planned for, not more as I thought I would. This is 3rd loan w/Phana’s group for me. Next in a year or two, I’ll try her again for a new construction loan. Thank you Phana! - Christine - San Diego, CA

Loved working with Phana and her team - Maria - Spring Valley, CA

The Phana Par Team went above and beyond to get our loan approved in a matter of time. Buying a home is stressful and rewarding at the same time but Phana and her team worked on our loan to get our home in 25 days! - Joyce - Escondido, CA

Phenomenal service we we're really happy with our house - Juan - Spring Valley, CA

This was the first home for me and my wife. Everything was new to us but with Phana’s help she explained everything to us in detail. There were some hiccups along the way but in the end it all worked out and we made our dream of becoming homeowners come true! Thank you so much Phana and everyone else at caliber home loans. P.S. our realtors Joey and Alex who referred Phana to us also did an amazing job. We are very satisfied with the overall experience and would recommend Phana to anyone. - Michael - Escondido, CA

Very knowledgeable, took the time to explain how the home buying process works since it is our first time buying a home and we had so many questions. - Andrew - Escondido, CA

The personal service afforded me during the process was most valuable. Of all prior !st mortgages and refinancing of existing mortgages I obtained in the past, it is noteworthy that one can feel comfortable knowing that the Phana Group really works diligently to assure customer satisfaction. - Dino - BONITA, CA