619-763-1700
619-947-0930
877 Anchorage Place Chula Vista CA 91914
phana.par@caliberhomeloans.com
All I can say is WOW!! I absolutely love Phana Par at Caliber home loans. She was a rockstar on my home loan. She worked with me for almost a year prior to me closing the deal. She gave me the proper marching orders & training I needed to build my credit and prepared me to be a home owner. She went above and beyond. I literally called her multiple times a day sometimes every 15 mins. Her and Peter were like family by the end of it. She did whatever she could to make my dreams come true. I really couldn’t imagine having a better lender then her. She took time to go over everything and I mean everything so that I didn’t freak out. I have never signed more documents in my life and she explained each one to me and went over any questions and concerns I had. Her and Peter put my mind at ease and were so calm and patient. They never gave up and worked on my loan late at night and early mornings so that we made the deadlines and closed the deal. She pulled strings, found new programs for us and even helped with hand picking a tag team of professionals to push me to the have best possible outcome. I cannot say enough good things about her and the team at Caliber home loans. Today I am a proud homeowner for the very first time in my life I have a place that is mine to call HOME. I want to cry cause I know I couldn’t of done it without the team of amazing people I had by my side. Thank you Phana, Peter and Thank you Heroes for helping to make my dreams come true.
- Kaiya
- LAKESIDE, CA
03/29/2023
After falling out of escrow and losing trust in my previous lender, I reached out to Phana to help me with different loan options to best fit the needs for my family. She was not only very informative on our first zoom call with different loan options, but she was able to answer all my questions throughout my home buying process. I definitely felt confident in her and her staff and she exceeded all my expectations. Thank you, Phana & team!
- Veronica
- Chula Vista, CA
02/28/2023
Phana and Peter are beyond amazing!! Helpful. Patient. And extremely knowledgeable.
- Tracy
- SAN DIEGO, CA
02/10/2023
As first time homebuyers, we truly appreciate how she took her time to explain the process and guided us every step of the way. She was very patient with us and made our home buying experience a memorable one.
- Windeeline
- San Diego, CA
02/09/2023
Phana’s team made the home loan process super easy for us as first time home buyers. As first time home buyers, it can be daunting to be faced with a lot of different numbers having to do with a lot of financial data, but Phana and her team at Caliber Home Loans educated us and made sure we understood the whole process.
- Edward
- San Diego, CA
02/04/2023
Knowledge and expertise given making this process so streamline and efficient. I couldn’t have asked for a better team in my home buying process. Thank you so much.
- Kaitlin
- SAN DIEGO, CA
01/26/2023
Knowledge and expertise given making this process so streamline and efficient. I couldn’t have asked for a better team in my home buying process. Thank you so much.
- Kaitlin
- SAN DIEGO, CA
01/26/2023
Communication, willing to go above and beyond to make sure we got the best of everything
- Rachel
- SANTEE, CA
01/09/2023
Ms Phana Par and the rest of her team went above and beyond in helping me achieve this dream. I am very grateful to them.
- Marybel
- SPRING VALLEY, CA
12/29/2022
Phana Par and her team are true professionals and great at what they do. I have used them in the past and will continue to do so in all my Real Estate financial transactions, and strongly recommend them to all my family and friends.
- Domingo
- CHULA VISTA, CA
12/20/2022
Phana Par and her team are true professionals and great at what they do. I have used them in the past and will continue to do so in all my Real Estate financial transactions, and strongly recommend them to all my family and friends.
- Domingo
- CHULA VISTA, CA
12/20/2022
Phana was so helpful in explaining everything thoroughly and making sure we understood all the little details! She made us so comfortable trusting her recommendations and advice.
- Jessica
- SPRING VALLEY, CA
12/16/2022
Phana was so helpful in explaining everything thoroughly and making sure we understood all the little details! She made us so comfortable trusting her recommendations and advice.
- Jessica
- SPRING VALLEY, CA
12/16/2022
Every step of the process was thoroughly explained in a way that we could easily understand; visual transactions and confirmation of completed transactions helped to keep the stress and anxiety down to a low roar. Very patient when dealing with new homebuyers made the entire process comfortable, even in the midst of a little chaos. We would recommend them to anyone for their home buying experience.
- Clinton
- EL CAJON, CA
12/14/2022
Every step of the process was thoroughly explained in a way that we could easily understand; visual transactions and confirmation of completed transactions helped to keep the stress and anxiety down to a low roar. Very patient when dealing with new homebuyers made the entire process comfortable, even in the midst of a little chaos. We would recommend them to anyone for their home buying experience.
- Clinton
- EL CAJON, CA
12/14/2022
In a housing market as crazy as this one, Phana first referred us to one of the best agents ever and then she was able to get us an interest rate so low I forgot they were high. She did everything in her power to get us a great rate and loan approval in the short time that we had moving from Hawaii. I can’t thank her enough.
- Tony
- Chula Vista, CA
12/04/2022
Professional, pleasant, and hard working.
- John
- Chula Vista, CA
12/01/2022
Professional, pleasant, and hard working.
- John
- Chula Vista, CA
12/01/2022
Phana and her team made sure to answer all of our questions and walk us through this challenging process.
- Lorraine Faye
- El Cajon, CA
11/26/2022
The attention to detail, the weekly updates, their incrediable loyality to the customer...ME...who had the most difficult time with underwriting and securing a loan. But Phana never gave up!
- Terre
- Escondido, CA
11/07/2022
Amazing team that genuinely cares and strives to get what their clients need.
- Brittany
- ESCONDIDO, CA
10/21/2022
Amazing team that genuinely cares and strives to get what their clients need.
- Brittany
- ESCONDIDO, CA
10/21/2022
Her professionalism she has at her job she used to apply it to us which we turned into her customers. She allowed us to turn into current homeowners where we are now living currently.
- Rebeca
- San Diego, CA
10/01/2022
Phana was very helpful and patient on explaining everything we need to get done.
- Jeruinne
- SAN DIEGO, CA
09/16/2022
Phana and her team really helped us out and they are all nice. I would really recommend them to all my friends and colleagues
- Adonis
- SAN DIEGO, CA
09/16/2022
Phana, Sheri and Robel are very professional and responsive..great experience!
- Rolando
- Chula Vista, CA
09/08/2022
Looks after the client not the buisness.
- Athena
- Spring Valley, CA
08/29/2022
Phana, Peter and the Team are Great people they helped me through the process from start to finish all my questions and worries answered. I will definitely recommend them to every person i know who needs help with their mortgage and refinancing needs 😀.
- Herberto
- Chula Vista, CA
08/17/2022
From the very first conversation i had with Phana, i knew she has the best interest at heart for me. From helpong me understand what the market looks like, to explaining what its means to purchase home with the current market situation. Never have i felt welcomed and cared for like the way Caliber Home Loans did. I am a happy home owner in America, as an immigrant this is the greatest accomplishment of my life so far. So thank you very much and grateful for believing in me and walking me through the process. To everyone involves, Phana, Sheri, and many more i say thank you from the bottom of my heart. ❤️
- Elijah
- Murrieta, CA
07/22/2022
Phenomenal experience!!! Mrs Par and her team went above and to keep me updated as to the progress of my loan and quickly answered any questions I had throughout the home buying process. Buying a home can be extremely stressful but she really took the stress out of the experience and I will surely recommend Caliber to others I meet looking to purchase a home. Phana always had a smile and her calming demeanor really put me at ease during this trying time. True professional!!!
- James
- Chula Vista, CA
07/19/2022
Service provided
- Cleveland
- San Diego, CA
07/17/2022
Phana was very personable and helpful with everything.
- Joy
- San Diego, CA
07/14/2022
Patience and understanding through a crazy market
- Henry
- Chula Vista, CA
07/09/2022
Awesome rates and overall good communication.
- Brenda
- IMPERIAL BEACH, CA
06/14/2022
It is great to have a rapport with an agency that goes to bat for you every single day. Because of the Phana Par Group, closing was a breeze.
- Michael
- MENIFEE, CA
06/09/2022
Phana was very personable and professional. Her level of expertise is awesome.
- Germaine
- MENIFEE, CA
06/09/2022
Phana took great pains to communicate and show us precisely how everything works. I really enjoyed all the communication she has demonstrated.
- Jeffry
- Vista, CA
05/23/2022
The whole team is amazing.
- Ricardo
- CHULA VISTA, CA
05/05/2022
Just how smooth everything went.
- Brian
- San Diego, CA
04/27/2022
Everything was very straight forward and smooth.
- Samantha
- San Diego, CA
04/21/2022
Phana Par and the team were very helpful throughout the whole process. Made my home buying experience very simple. DocuSign process made everything so simple, and if a question would arise the team was able to assist instantly with a email, text or a phone call. The flexibility of the team was awesome!
- Andrew
- Chula Vista, CA
03/05/2022
It is great to work with Team Caliber because they provided me the support that every customer would want to get. It was a smooth process towards the successful approval of our refinance request. Thank you so much to Phana and her team for the GREAT service that they provided us.
- Glenn
- Murrieta, CA
02/25/2022
Phana is fantastic! The excellent communication and regular updates we received were amazing. We appreciate that everything was broken down and made easy to understand, especially for first time homebuyers like us. We will definitely recommend Caliber and especially Phana to everyone!
- Sabrina
- TEMECULA, CA
02/25/2022
Phana and her team were friendly, professional, and communicative. They guided me through the entire process, answered any questions I had and ensured I felt comfortable every step of the way. A++ experience and would recommend them to anyone. Thank you Phana!
- Gabriel
- San Diego, CA
02/25/2022
Everything was great. I had a ton of questions they answered. we closed on time.
- Juan
- Escondido, CA
02/08/2022
Keeping us informed thur the process
- Melody
- El Cajon, CA
01/13/2022
Communication
- James
- MURRIETA, CA
01/05/2022
Made home buying in this crazy market less stressful for us. Everything was a very smooth and easy process. Great experience overall!
- Pamela
- FALLBROOK, CA
12/14/2021
The Phana Par Group’s unmatched communication, and willingness to educate clients during the home buying process.
- Jeremy
- FALLBROOK, CA
12/14/2021
Great service and communication
- Jose
- Calexico, CA
11/11/2021
The Phana Par Team went above and beyond the call of duty to get me APPROVED and through ESCROW. They closed ESCROW in approximately half time then I thought. I was very bless to have the Phana Par Team on my battle field to get the job done for me and my family. I was on a mission to find a home for me and my family this year. My realtor found Phana Par Team and they heard ME say, I wasn't taking any answers in saying "NO, We can't APROVED". The Phana Team came back an said, "YES, WE CAN DO THIS AND WE CAN GET YOU APPROVE". They took the NAME and the NUMBERS and Do What They Do BEST to get people like me APPROVED for home. Now, me and my family is living in a home and enjoying our BEST LIVES in living on this earth. I, THANK GOD for the PHANA PAR TEAM in working at CALIBER HOMES LOANS. GOD sent PHANA PAR TEAM to me to exceed, MY GOAL for ME & MY FAMILY. GOD BLESS YOU ALL and HAVE A WONDERFUL BLESS LIFE. THANK YOU AGAIN PHANA PAR TEAM for a JOB WELL DONE and GO ABOVE THE CALL OF DUTY TO HELP ME & MY FAMILY IN NEED OF A HOME. GOD BLESS, TAKE CARE AND THANK YOU ALL AGAIN.
Sincerely,
L. P. Berry & Family
Hoorah, Excellent Team Work
GOD BLESS, AMEN
- Laurel
- NORWALK, CA
11/05/2021
Phana and her team are extremely efficient walked us step by step on what to expect on time and great people.
- Herberto
- Chula Vista, CA
11/01/2021
I like the prompt responses to questions and concerns. Phana and her team is so personable and makes you feel comfortable to trust them to provide you great service?
- Mee
- Temecula, CA
10/24/2021
The ease and professionalism of the process
- Timothy
- San Diego, CA
10/04/2021
Great customer service! Takes time to make sure you fully understand the process and is always willing to help! 10 out of 10!
- Christian
- San Diego, CA
10/04/2021
Everything, from beginning to end, 14 days that is outstanding!
- Olga
- Chula Vista, CA
10/01/2021
Well Phana and Peter and the whole team were just amazing, I had countless nervous break downs lol the market was crazy and we just wanted things to go well for our kids it’s a new area and we are veterans and wanted some stability. But they answered the phone and when they couldn’t they would text or email so I wouldnt feel alone, buying a house is stressful but it helps when you have people who know what they are doing and are good people. Like they are really good people! So I’m blessed to have gone through this process with them, I was very close to doing this with other companies but they were great. I found them through thank you heroes, and it’s been a pleasure ever since. I didnt tell them I cried when I recommended them to a vet because people can really take you for a ride and they didn’t they made me feel like I was important and I’m actually happy! I got my dream home I even showed them and gave them a virtual tour lol. So thank you I’m so so happy
- Kaleena
- Murrieta, CA
09/28/2021
Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.
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Refinancing your existing mortgage may be easier than you think.
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