It’s always great to work with Richard. He always provides great service. - Jason - PARADISE, CA

Richard was friendly, knowledgeable, and explained everything that I’ve needed to know and asked. He made sure we were on track the whole time. (The appraisal wasn’t his issue...) very nice and professional guy. - Nicole - Magalia, CA

Richard is thorough, a good communicator, and quick with replies to questions. He worked well with our realtors and escrow officers. Thank you Richard! - Mary - Chico, CA

Richard was very consistent in returning our calls and answering all our questions and concerns. Extremely professional. Prescott "Puck" Smith - Prescott - Lake Almanor, CA

Great experience they did a really good job getting me a great house - Mark - Chico, CA

The process was started very quickly and qualification was very timely. - Eugene - BIGGS, CA

Richard is amazing and has done several loans for us and always gives top notch service - Cord - CHICO, CA

Great experience - Nicholas - CHICO, CA

Thank you Caliber Home Loans, Richard Graeff and amazing staff, with the smooth transaction on our refinance. You are all true professionals. Your company will always get our referral business. Our area is lucky to have such a wonderful home loan lender in our area that goes above and beyond. Thanks again, Best wishes always, S & J - Stanley - OROVILLE, CA

The process went quickly. Richard made it easy to get a home! - Jaime - Chico, CA

He’s knowledgeable, responsive, hard working & gets it done! A pleasure working with him. - Marie - Stockton, CA

Richard is amazing. When it comes to loans and financing, he is definitely the best I have worked with in the business! - Robert - Stockton, CA

Richard was thorough and was patient with me when I didn’t understand something. He made the process as easy as possible in a very difficult time. I would definitely recommend Richard. He is professional and pleasant to work with. - Jo - Princeton, CA

Richard did everything I needed quickly, and was very helpful. Had a nice personality, and extremely pleasant to work with. - Michael - Chico, CA

Richard Graeff is the best. He made getting my home purchase loan easy. The lending process was efficient and I got a great rate! - Gabriel - Chico, CA

Richard communicated well through the process. And worked with me on finding affordable loan options at a good rate. - James - FOREST RANCH, CA

All questions were answered quickly, Richard tracked rates and locked in the loan rate at the best possible time. - James - CHICO, CA

I'm relatively new to home loans, so a lot of the lingo is foreign to me. Richard and Wendy were happy to answer all my questions, whenever I had them. - Edward - CHICO, CA

The process of purchasing our first house was very easy due to the help of caliber loans and Richard. When we decided to refinance and take advantage of a lower rate it was just as easy and we saved over 200.00 a month! Thank you so much Caliber loans and Richard for all of your help! I would definitely recommend them to anyone buying a new house! - Andrea - PARADISE, CA

Made it very easy and answered all our questions, very pleased. - Michael - PARADISE, CA

As a Realtor working in the same market as Richard, I am always impressed with his professionalism, communication, and ability to get the loan closed. This time my husband and I used Richard to refi our own home and he delivered the same great service he delivers to our clients. So I've worked with Richard on both sides of the transaction now and recommend him and Caliber! - Emmett - Chico, CA

This was a busy time for refinancing due to lower interest rates, Richard and his team kept in contact with me throughout the process and kept me up to date with all paperwork to e-sign, always keeping the process in motion. Thank you! - Tatjana - CHICO, CA

Richard was very responsive and answered my questions in a timely fashion. He is very efficient and had answered to all my questions. I was very satisfied with him. - Madan - Chico, CA

This was my first time buying a home (not the first time for my boyfriend, but he is new to the area). We found a house that we fell in love with. We were both nervous, and we actually found Richard halfway through closing period. He is a true champ and knows his stuff. He was calm, extremely knowledgeable, and could answer every question that we had. We still were able to get everything complete for an early close, and I am extremely grateful for the learning experience and excellent service. - Sarah - Chico, CA

Richard saved us when our first lender was falling far behind in the process. Richard was very efficient and worked his magic so that we could close on our house just about on schedule. He was courteous and answered questions that probably seemed dumb with patience and great explanations. I will highly recommend him. - Honey - Chico, CA

He kept us informed on everything - Melissa - Paradise, CA

Great experience from a great team! - Arkansas - CHICO, CA

Richard and team were excellent to deal with. It's very obvious they have been at this a long time. - Matthew - Paradise, CA

Communication always on point, and explanations were made for everything I didn't understand. - Michele - Paradise, CA

Always kept us updated and got us the best rate. - Craig - CHICO, CA

A super busy real estate market led to a late appraisal, with very limited time, Richard was still able to assemble and finalize our loan in order to close on time. Thank you Richard for a job well done, we appreciate your hard work! - Randy - Auburn, CA

Richard is knowledgeable and got us a great rate. - Chelsey - CHICO, CA

service was great ,and you were very helpful as always - Walter - OROVILLE, CA

Richard always secure us the best rates, provides us with clear information, and returns our questions with quick responses. The process is extremely efficient and most of it is done online. Thank you for the excellent service! - Hyunjung - CHICO, CA

Richard was great to communicate with, kept me informed and at ease. Always answered my calls and questions. Did a great job! - Robert - OROVILLE, CA

This was by far the easiest refinance I have ever been involved in. Richard made the process easy and for the most part kept us informed of the status. I would highly recommend his services to others. - Ronald - CHICO, CA

Richard was fantastic at communicating with me through out the process, and made it a smooth transaction. - Brooke - Chico, CA

Being A first time buyer everything went super easy simple and fast I couldn’t be more happier - Braden - COLUSA, CA

The loan process went very smoothly, Richard kept us informed at every step. We are grateful for his expertise and professionalism in getting us our new loan. We will highly recommend him in the future. Thank you Richard! - Monica - Lake Almanor, CA

Easy experience, second time using him. - Tyler - Oroville, CA

Richard made our first home buying experience smooth and enjoyable! We appreciate your professionalism and exceptional service! - Krisztina - Magalia, CA

This is the second time we have done business with Richard. He is very responsive and very knowledgeable. - Matthew - Chico, CA

Richard made the entire process very easy and pain free!! - Joseph - Lake Almanor, CA

Richard Graeff was very responsive and always answered all of our questions and concerns in a timely manner. - Jonathan - Alturas, CA