I’ve worked worth Kristin for 10 years. I trust her completely. - Maria - OAKLEY, CA
Kristin was very helpful and pleasant to work with. She is knowledgeable and worked around our schedule many times up until 10 pm in the evening just to answer questions. We highly recommend Kristin. - Jeffrey - Brentwood, CA
Kristin was excellent from beginning to end! She always kept as well informed, explained every step of the process, and answered all of our questions. I highly recommend her. - Shanda - Brentwood, CA
Kristin had great communication! She answered all the questions my husband and I had and made everything easy peasy! My favorite part is when our schedules were crazy, due to work and holiday season, when texting was most convenient for me, she didn't skip a beat! I would definitely recommend her!! - Jamie - BRENTWOOD, CA
She is excellent!! She has done 6 loans for us with caliber. She is fantastic - William - BRENTWOOD, CA
She was very nice and very professional. Kept us informed of the progress. She made the whole process easy. Highly recommend. - Jimmy - OAKLEY, CA
Kristin was amazing. She kept me up to date on how things were going the whole time. She even went above and beyond for me when we needed it. I would highly recommend her services to anyone. In fact just about my whole family has used her services. - Sabrina - OAKLEY, CA
Kristin was very helpful from day one. She was very quick and organized throughout the whole entire process and always was available to communicate and answer any questions. I would recommend her without a doubt. - Ryan - Brentwood, CA
Kristin Calmerin is amazing. She made sure we are taken care of, and all our questions are answered. I would definitely love to work with her again. - Faye - BRENTWOOD, CA
Very thorough and knowledgeable - Alena - OAKLEY, CA
Kristin made purchasing my second home amazingly easy! She got the loan approved super quick so we were able to close and record early. I plan on having Kristin refinance the loan if rates are ever lower than what she got me. Thank you so much!! - Jennifer - Discovery Bay, CA
Honesty from Kristin beginning to end! And great to work with! - Esequiel - Granite Bay, CA
This is my first mortgage and my first time buying a home, and Kristin was an incredible teacher and cheerleader throughout the process. I needed a lot of things explained to me, and Kristin helped me thoroughly think through and weigh my options, helping me find the best prices for what we needed. We had tight timelines on this purchase, and she was a fast communicator. My experience with Kristin was the best customer service I've ever had with someone in the Financial Services industry. - Jessica - San Rafael, CA
Kristin was able to answer my questions with no problem and made everything understandable for me on the whys and hows. - Angela - OAKLEY, CA
Clear communication and help with every step of the process. - Ian - ANTIOCH, CA
Prompt responses from loan officer and effortless work on client’s part. - Marcel - SAN RAMON, CA
Kristin has been an amazing person to work with. Answers all questions, takes the time to update us throughout the whole process. - Kevin - MARTINEZ, CA
The process was easy and fast - Cintia - DIXON, CA
I worked with Kristin 8 years ago to buy my first home. And when the opportunity came up to refi my home she was the first call I made. It was amazing she remembered me from 8 years ago and made the process or the refi so easy and simply. Anytime I need help going forward I’ll will come back to caliber because of her. - Christopher - ANTIOCH, CA
Kristin is great! Very professional, helpful, and we loved working with her. I would recommend her to anyone and everyone 😁 - Veronica - Antioch, CA
Kristin did a magnificent job she helped us to get all the paperwork that we needed to get the house, we are so happy with her. - Jorge - Antioch, CA
Kristin was helpful and communicative throughout the process. She made the process easy to go through and helped us every step of the way. - Sheena - Oakland, CA
This is our second time receiving Kristen's help and I am so grateful for it! She is so easy going, understanding and willing to take my call or text any time I have had a question. Kristen has made both the buy and refinancing process over the years for us easy and comfortable. Will be seeing her again whenever we need it in the future. - James - ANTIOCH, CA
Kristin was very helpful and made everything very easy. - Greg - BRENTWOOD, CA
Kristin was a pleasure to work with. She kept me up to date every step of the way on my mortgage process. Kristen answered any questions or concerns I had immediately. Given a chance in the future she would be my first choice to work with. Highly recommended! - Shiva - Dublin, CA
When we first met Kristin a year ago she helped through the process of buying our first house. She was so helpful, quick to respond, and always kept us up to speed with the current situation. We enjoyed working with Kristin so much we used her once again to purchase our next house in 2020. Once again Kristin helped us just as before. I would recommend her time and time again. We will continue to do business with Caliber because of great people like Kristin. - Robert - Ramona, CA
Kristin is very professional, and knowledgeable. I would recommend Kristin Calmerin for your refinancing. - Adolph - OAKLEY, CA
Great communication, top-notch service, fast results! - Brandon - BRENTWOOD, CA
Very prompt,professional and polite. - Ernesto - Oakley, CA
Kristen is very honest , readily available to her clients, a pleasure to talk to and she really made everything go so smooth and advocated for us to get the best deal! We will recommend her and always go to her in the future ! - Trisha - Oakley, CA
Great friendly service! - Ryan - BRENTWOOD, CA
Kristin is very nice,courteous,helpful,and informative.She helped me a lot going through the whole process of transaction.She explained everything that needs to be done,she is very thorough.She is very patient especially with computer questions.She is absolutely very knowledgeable,I always trust her advice.I enjoy my conversations with her,she is such a joy to talk to,and very friendly.I had a great and wonderful experience with Kristin,I will definitely highly recommended her. - Lydia - CONCORD, CA
Prompt in depth responses - Nicholas - OAKLEY, CA
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Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.
Refinancing your existing mortgage may be easier than you think.
Learn More >>Do you have questions about lower down-payment options?
Learn More >>Refinancing your existing mortgage may be easier than you think.
Learn More >>Do you have questions about lower down-payment options?
Learn More >>
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Refinance Now! 855-808-2124
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