- Ryan - Oakley, CA

Fast, Reliable and Honest! That’s the kind of service you get with Kristin! - Llewellyn - Fresno, CA

Kristin was very professional, knowledgeable and easy to work with. She was very prompt with any questions we had and got back to us right away. Loved working with her. - Gregory - Lodi, CA

N/A - Luke - BRENTWOOD, CA

Because all the information was clear, and she took her time to look what it was good for us. - Andres - SANTA ROSA, CA

Kristin makes the whole process easy and seamless. She is always there to help and explain the process. I know I can trust her and she has my best interest in mind. - Joseph - CONCORD, CA

The organization and service are over and above 100% - James - BRENTWOOD, CA

Kristin always makes everything so simple on us! She’s the reason I come back. - Anita - OAKLEY, CA

I’ve worked worth Kristin for 10 years. I trust her completely. - Maria - OAKLEY, CA

Kristin was very helpful and pleasant to work with. She is knowledgeable and worked around our schedule many times up until 10 pm in the evening just to answer questions. We highly recommend Kristin. - Jeffrey - Brentwood, CA

Kristin was excellent from beginning to end! She always kept as well informed, explained every step of the process, and answered all of our questions. I highly recommend her. - Shanda - Brentwood, CA

Kristin had great communication! She answered all the questions my husband and I had and made everything easy peasy! My favorite part is when our schedules were crazy, due to work and holiday season, when texting was most convenient for me, she didn't skip a beat! I would definitely recommend her!! - Jamie - BRENTWOOD, CA

She is excellent!! She has done 6 loans for us with caliber. She is fantastic - William - BRENTWOOD, CA

She was very nice and very professional. Kept us informed of the progress. She made the whole process easy. Highly recommend. - Jimmy - OAKLEY, CA

Kristin was amazing. She kept me up to date on how things were going the whole time. She even went above and beyond for me when we needed it. I would highly recommend her services to anyone. In fact just about my whole family has used her services. - Sabrina - OAKLEY, CA

Kristin was very helpful from day one. She was very quick and organized throughout the whole entire process and always was available to communicate and answer any questions. I would recommend her without a doubt. - Ryan - Brentwood, CA

Kristin Calmerin is amazing. She made sure we are taken care of, and all our questions are answered. I would definitely love to work with her again. - Faye - BRENTWOOD, CA

Very thorough and knowledgeable - Alena - OAKLEY, CA

Kristin made purchasing my second home amazingly easy! She got the loan approved super quick so we were able to close and record early. I plan on having Kristin refinance the loan if rates are ever lower than what she got me. Thank you so much!! - Jennifer - Discovery Bay, CA

Honesty from Kristin beginning to end! And great to work with! - Esequiel - Granite Bay, CA

This is my first mortgage and my first time buying a home, and Kristin was an incredible teacher and cheerleader throughout the process. I needed a lot of things explained to me, and Kristin helped me thoroughly think through and weigh my options, helping me find the best prices for what we needed. We had tight timelines on this purchase, and she was a fast communicator. My experience with Kristin was the best customer service I've ever had with someone in the Financial Services industry. - Jessica - San Rafael, CA

Kristin was able to answer my questions with no problem and made everything understandable for me on the whys and hows. - Angela - OAKLEY, CA

Clear communication and help with every step of the process. - Ian - ANTIOCH, CA

Prompt responses from loan officer and effortless work on client’s part. - Marcel - SAN RAMON, CA

Kristin has been an amazing person to work with. Answers all questions, takes the time to update us throughout the whole process. - Kevin - MARTINEZ, CA

The process was easy and fast - Cintia - DIXON, CA

I worked with Kristin 8 years ago to buy my first home. And when the opportunity came up to refi my home she was the first call I made. It was amazing she remembered me from 8 years ago and made the process or the refi so easy and simply. Anytime I need help going forward I’ll will come back to caliber because of her. - Christopher - ANTIOCH, CA