Made my first homebuying process a breeze! Couldn't be more happy with the staff at Caliber Home Loans! - Kayla - Mobile, AL
Great customer experience that put our closing above all. - Loren - Mobile, AL
Very professional approach from beginning to end with added personal touches. It was a pleasure transacting with you Tammy. Thank you. - Jose - MOBILE, AL
Tammy is awesome! Goes above and beyond. Always is there to answer any questions. Very good at responding. She is the best! - Justin - Semmes, AL
Tammy was informative, easy to communicate with, personable, and always available to me! She made this process so easy for us. - Brittany - Mobile, AL
Extremely nice, patient and informative! Very knowledgeable of loan process. - Constance - SARALAND, AL
Tammy is outstanding! She went above and beyond and then some. Would recommend her to anyone. - Jeremy - Mobile, AL
Tammy Watley goes above and beyond to make sure that her clients are happy! All questions were always answered promptly and she took the time to explain in detail anything I didn’t understand. She truly cares about her clients and that’s what’s hard to find these days! - Joshua - MOBILE, AL
Tammy is open and honest and does a great job communicating. She is also very kind and always brings a good attitude - Madison - Mobile, AL
We just loved working with Tammy! She kept us informed during the whole process. She is very professional and it mattered to her that we understood everything. She has completed four contracts for our extended family and we greatly call her our mortgage person! - Timothy - MOBILE, AL
Tammy was a pleasure to work with through the entire process. She kept me informed and communicated with me in a timely manner. - Aimee - MOBILE, AL
Tammy is very knowledgeable and is so easy to work with. We have used her three times and would highly recommend her! - Susan - MOBILE, AL
Tammy made the mortgage process unbelievably smooth. She’s knowledgeable, personable and genuinely kind. We won’t use anyone else for our future mortgage needs. - Amanda - Fairhope, AL
She knows her business better than anyone I’ve ever seen, and makes a very difficult process feel much easier than buying appliances. After talking to her the first time, I felt very confident that she had everything, 100% under control, and she did not disappoint. This was my 7th time going through this process, and I will never use anyone else in the future. I will highly recommend her to everyone. - Erik - Fairhope, AL
I am a first time home buyer and I appreciate all of the advice and patience that Ms. Watley and her team gave me. - Chelsea - Mobile, AL
A - Michael - MOBILE, AL
Tammy was extremely professional and very pleasant to deal with. She was transparent throughout the process and did a great job outlining what to expect throughout each step. We were even able to close a week sooner than expected! I highly recommend Tammy and Caliber Loans! Will definitely recommend to others! - Steven - Mobile, AL
We have been with Caliber in Bellingham Washington and continued when we moved to Fairhope Alabama. We received exceptional service with both of our agents. Caliber and its people are above the best in the business. Thank you Tammy Watley. - Jack - Fairhope, AL
This is the second time Tammy has assisted me in purchasing a home. Both times she made the process fly by because she is always staying on top of the next step. She stays in constant contact with you to let you know where you are in the process. She makes everything easy for the buyer and is very professional. I will recommend her to anyone I know looking to buy or refinance. - Robert - MOBILE, AL
Tammy Watley is very knowledgable in her field of expertise. She constantly kept us informed through out the entire process. As well as the other's on her team! - Christopher - Daphne, AL
Tammy was awesome. She was great through the entire process. We were building, and she provided excellent service with the loan process and went over and beyond by listening to our concerns while going through the building process. Tammy was on top of everything, and always ready to represent us during the process. I would highly recommend that you contact Tammy and her great team at Caliber. - James - THEODORE, AL
Tammys desire to do everything she could to make a pleasant experience and answer all questions as quickly as possible. Maintained a very personable professional attitude. - Patricia - Bay Minette, AL
It was like dealing with a personal friend. - Alfred - Bay Minette, AL
Tammy was excellent throughput the entire process from preapproval to closing. She was awesome! - Marylane - THEODORE, AL
Tammy was a tremendous help and always returned my calls. I can’t imagine having someone do a better job than Tammy. - Jimmy - Saraland, AL
Tammy spent a lot of time with us explaining our financing options, and answered all questions regarding the mortgage loan process. Most of this time was well after conventional business hours, which was convenient for our busy schedules. - Rikki - Daphne, AL
Tammy made things easy to understand and offered great advice. I would highly recommend her to my friends and family. - RAYMOND - MOBILE, AL
Tammy Watley was amazing. She made the whole process easier. She was extremely knowledgeable and explained everything perfectly. You are very fortunate to have her as an employee. I cannot sing her praises loud enough. It was a blessing to have found Caliber Loans and Tammy Watley. I will definitely be recommending Caliber Loans and Tammy Watley. - Tamie - Theodore, AL
Tammy was amazing! She was quick to communicate with us what we needed and always went above and beyond! - Sara - Mobile, AL
We highly recommend Tammy to anyone looking at buying or refinancing! She is the best of the best! Keeps you updated throughout the entire process. - Katherine - DAPHNE, AL
I got Tammy's information from my realtor, within 2-3 days of our first conversation she had my VA pre-approval in hand and we were able to close on the house within 27 days. She kept the entire team updated almost daily and was able to ensure there were no issues at any point. Absolutely the best. - Paul - Mobile, AL
Tammy was very knowledgeable and was on top of each step of the loan process. She made the entire loan experience very easy for me. - Timothy - Mobile, AL
Tammy is incredible! She was available every single time I needed her. She walked me through every step of this process and kept me informed at every turn. She has been a blessing. She is patient, thorough, and a major helping hand for home buyers. - Natalie - Mobile, AL
- Ashley - Mobile, AL
- Andrew - Mobile, AL
She was a fantastic part of the refinance and the only reason that we stayed with caliber most interactions with caliber itself regarding my previous mortgage were very unpleasant and not done properly but Tammy is always been fantastic and she is why we stayed - Desmond - IRVINGTON, AL
Tammy is a pleasure to work with. I have no clue how many hours she put in just so I could close when I wanted to. She is amazing. - Gwendolyn - Mobile, AL
Tammy is sweet, easy to speak with, and very knowledgeable of the mortgage game. We would definitely recommend Tammy to our friends and family. - Kathryn - Trussville, AL
Tammy made our first time buying a home so much easier than we expected. She was great at communicating with us throughout the entire process making sure we understood all of our options. - Victoria - Saraland, AL
Clear and constant communication throughout the entire loan process. - David - Trussville, AL
You have a valuable asset in Tammy Watley. She was extremely busy with several projects when she was assisting me and she never failed to call me back promptly, give me the answers I needed and made a difficult and stressful situation tenable. She has a superior and uncanny ability to mollify and does it calmly and reasonably. She worked on my project late into the night on several occasions. Whatever you are paying her is not enough. Her work ethic is excellent. You are lucky to have her - Patricia - Fairhope, AL
Tammy is very sweet and did a great job helping me close on my home! - Devin - THEODORE, AL
Tammy was very polite at all times and had an answer to every question asked. She was communicative throughout the process and helped us understand where we were at in the process frequently. Great job and thanks! - Josh - Bay Minette, AL
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Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.
Refinancing your existing mortgage may be easier than you think.
Learn More >>Do you have questions about lower down-payment options?
Learn More >>Refinancing your existing mortgage may be easier than you think.
Learn More >>Do you have questions about lower down-payment options?
Learn More >>
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