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Live the country life with a low-down-payment – or, better yet, no down payment at all

USDA home loans are typically for buyers in rural areas who might not qualify for other traditional loan products. Some buyers may not be familiar with this government-assisted program, but it’s a great one for those that qualify. A USDA loan generally has a low-down-payment – sometimes even zero down payment – and is easier to qualify for when it comes to certain types of purchases.

You don’t have to be a farmer or rancher to qualify for a USDA home loan. In fact, you don’t even have to live on a farm. Some suburban areas actually qualify for USDA loans, so contact Caliber Home Loans today and see if your home is designated by the US Department of Agriculture for this special product.

And if you do want to be a farmer, that’s ok too.

Key Features and Benefits of USDA Home Loans:

  • Available for Purchase or Refinances*
  • Available for eligible homebuyers
  • Zero down payment (or very low-down-payment)
  • Competitive fixed rates
  • No cash reserves required
  • Guarantee fee can be financed
  • Closing costs can be paid by Seller
  • You don’t have to be a farmer

*USDA Guaranteed Rural Housing loans subject to program stipulations and applicable state income and property limits.

Estimate your monthly payment

Update the information below to estimate your monthly payment

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Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.

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Your Monthly Payment


Your Payment

Monthly Principal & Interests : $1145.80

Monthly Real Estate Taxes : $316.67

Monthly Insurance : $66.67

Monthly PMI : $0.00

Total Monthly Payments : $1529.13

Additional Information

Loan To Value Ratio : 80.00%

Months With PMI : 0 months

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