Adoption
Legal documents or statements showing the amount of the adoption support payments, how often you receive them, and how long they will continue.

Bank Statement
Statements for all banking and investment accounts. Including all statement pages, even if they are blank.

Child Support
Legal documents (such as divorce decree or separation agreement) showing the amount of the payments, how often you receive them, and how long they will continue.

Death Certificate
An official document, signed by a physician, of the cause, date and place of a person’s death.

Disability Award Letter
Benefit statement or a letter from the provider showing the amount of your disability payments, how often you receive them, and how long they will continue.

Divorce Decree
A legal document that is the final ruling or judgement order that makes a marriage termination official. The document must be signed by a judge and/or recorded through the courts.

Employment Letter
A letter confirming employment when a pay stub in not available. The employment letter should contain the hire date, compensation information including the term (weekly, bi-weekly, monthly, ect.), year-to-date earnings, contact information and be signed by the employer.

Hardship Letter
This is a letter you will complete that explains the reasons for your hardship. You only need to send this letter if you have not provided explanation on the Loss Mitigation Application or the 710 Borrower Assistance Application, or if there is a co-borrower on the loan who needs to complete their own hardship affidavit.

HOA Letter
A homeowners association letter explains what the monthly dues are, what special assessments may be coming and whether the owner’s payments are current.

Letter of Administration/Executive of Estate
A formal document issued by a court probate appointing a manager of assets and liabilities of the estate of the deceased in certain situations.

Monthly Expenses
A list of the borrower’s monthly obligations, the name of the expense and the amount. You only need to send this information if this information is not collected in the assistance form.

Pay Stub
A document that shows compensation information and includes year-to-date earning.

Power of Attorney
A written authorization to represent or act on another’s behalf in private affairs, business, or some other legal matter.

Profit and Loss
A financial statement that summarizes the revenues, costs and expenses incurred during a specific period of time – usually a fiscal quarter or year.

Public Assistance Award Letter
Benefit statement or a letter from the provider showing the amount of your public assistance benefit payments, how often you receive them, and how long they will continue.

Quit Claim Deed
A quitclaim deed is a legal instrument by which the owner of a piece of real property, called the grantor, transfers any interest to a recipient, called the grantee. The deed must be signed by a judge and/or recorded through the courts.

Rental Agreement
A contract between a lessor and lessee that allows the lessee rights to the use of a property owned or managed by the lessor for a period of time.

Social Security Award Letter
Benefit statement or a letter from the provider showing the amount of your social security benefit payments, how often you receive them, how they will continue.

Tax Form
A document used to file federal income taxes.

Unemployment Award Letter
Benefit statement or a letter from the provider showing the amount of your unemployment benefit payments, how often you receive them, and how long they will continue.

Verification of Income (VOI)
Proof that a borrower can provide to show how much their average monthly income is.

See Downloadable Forms