Managing your account

Recurring Automated Clearing House (ACH) Enrollment Form
The ACH Enrollment Form allows a customer to set up recurring-auto debit payments from a checking or savings account. This payment method is also known as an Automated Clearing House (ACHL) payment. The customer can select whether they want to make make bi-weekly, semi-monthly, or monthly payments. Recurring ACH payments eliminate the need to make monthly payments with a paper check through the mail.

Escrow Establishment Form
The Escrow Establishment from can be used to request an escrow account on your loan. Please review the form and follow the instructions form completion and submission to Caliber.

Escrow Removal Authorization Form
This form can be utilized to authorize Caliber to remove all or portion of an escrow account from a Customer’s loan.

Documents for Hardship Assistance

Caliber Proprietary Loss Mitigation Application
This form is exclusive to Caliber Proprietary Loans, and collects detailed information about your property, your finances, your hardships, and more. There are multiple versions of this form, but they all collect similar information. Please check with your Caliber Cares Specialists to see which one applies to you.

Credit Authorization Letter
From that is required to be signed by a non-borrower in order to pull their credit history.

Fannie Mae Verification of Employment (Form 1005)
This form is used to gather employment information about a mortgage applicant. Is it used for our assumption applicants that are required to credit/income qualify.

FHA Loss Mitigation Application
The form is exclusive to FHA (Federal Housing Administration) insured loans and collects detailed information about your property, your finances, your hardships and more.

FNMA and FHLMC Form-710
Uniform Borrower Assistance Form. This form is exclusive to FNMA and FHLMC owned loans, and collects detailed information about your property, your finances, your hardship, and more. There are multiple versions of this form, but they all collect similar information. Please check with your Caliber Cares Specialist to see which one applies to you.

Form-4506T
Request for individual Tax Return Transcript

Form-4506T-EZ
Short Form Request for Individual Tax Return Transcript for individuals that have filed a 1040 or 1040-EZ.

USDA/VA/Public and Indian Housing Loss Mitigation Application
This form is exclusives to USDA/VA/Public and Indian Housing guaranteed and insured loans, and collects detailed information about your property, your finances, your hardship and more.

Learn Glossary Terms

Income Contribution Letter
Verification letter of someone living in the home, which is not on our Note and is contributing to monthly income. Caliber requires a letter stating how much they contribute to the household monthly.

HUD Information Sheet (HUD Form 90035)
This is an information publication form HUD that explains the FHA Pre-foreclosure Sale Program.

Post-Disaster FHA/USDA Disaster Verification of Employment form (VOE)
This form is required for all FHA (and when applicable, USDA) loans when a Disaster Forbearance is ending. This completed form will be used to determine if you are eligible for Streamline Disaster Modification. The property or work location must be located within a FEMA declared disaster area and the loan must have been current at the time of the disaster event. If your Disaster Forbearance has expired, you cannot use this form and must complete a full Loss Mitigation application.

Request for Occupied Conveyance (HUD form 9539)
This form allows a customer to request to continue to live in a home that HUD is purchasing through a lease back option.

Short Sale/Deed in Lieu Third Party Authorization
Authorization for allowing a third party to work with Caliber.

Short Sale Realtor Authorization
This form can be used for short sale transactions and authorizes Caliber to speak directly to your realtor or designated representative regarding the short sale transaction.

Tax Payer Consent
Uniform Borrower Assistance Form. This form is exclusive to FNMA and FHLMC owned loans, and collects detailed information about your property, your finances, your hardship, and more. There are multiple versions of this form, but they all collect similar information. Please check with your Caliber Cares Specialist to see which one applies to you.