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Fees and Descriptions

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Name and Description of Fee
Fee Amount
Fee recoverable from borrower for valuation of Property by an authorized and licensed appraiser.
Up to $1,200.00
Fee assessed to the party applying to assume full responsibility for payment of installments on an existing mortgage. Fees are limited by state and investor guidance.
Up to $900.00
Fees incurred by your lender’s attorney during bankruptcy filed by the homeowner. The fee amount is based upon the complexity of the case and the number of hours dedicated to the bankruptcy case. These fees must be approved by the Bankruptcy Court or Caliber when outside the allowable.
Varies
Fee recoverable from borrower for valuation of the Property by a licensed Real Estate Broker.
Up to $250.00
Fees for processing and handling of collateral documents for consolidation closing.
$300 CEMA fee for Non-Caliber to Caliber CEMA’s
Expedited fee to fax Payoff letter upon request.
Up to $5.00
Fees incurred by your lender’s attorney in connection with the foreclosure process. The fees may be based upon the jurisdiction of the foreclosure.
Varies based on loan type and state.
A charge assessed when a payment is made after the expiration of the payment grace period.
Late charges are based on a contracted amount, loan type and state regulations. Please consult your loan documents or contact our office if you have any questions.
Fees and costs that have incurred during a litigated foreclosure or bankruptcy.
Varies depending on the circumstances (may not always be charged to the borrower)
Fee charged for insufficient funds in an account upon which a payment is drawn.
Charges are based on a contracted loan amount, loan type, and state regulations. Please consult your loan documents or contact our office if you have any questions.
Administrative fee for completing a partial release or easement request.
Up to $500.00
Fees assessed for Policeman, Fireman Rescue Services loan programs
Up to $30.00
Fee incurred for paying off the loan prior to a pre-determined date, not to exceed state guidelines.
Varies based on loan type and state.
Field inspection completed by licensed vendor to determine property occupancy and/or make contact with the borrower during delinquency, or property damage inspections due to a hazard loss.
Up to $110.00
An expense charged to the loan to ensure that the condition and appearance are maintained on the property.
Varies based on loan type and state
Administrative fee for re-amortizing a new principal and interest payment after a curtailment is made. The fee also includes the modification documentation that is prepared and must be executed by the borrower(s) before a recast can be finalized.
Up to $250.00
Fee to record a satisfaction of mortgage or to remove a lien from title.
Up to $600.00
Administrative fee for completing lien subordination requests.
Up to $250.00
A fee that is charged to the loan for a detailed examination of the historical events concerning the property.
Up to $500.00
Fee that is charged to register a property when property has been identified as vacant.
Fees vary by municipality with a bond including and up to $11K.

Note Some exceptions may apply based on state and investor.

Name of Fee
Fee Amount
Fee recoverable from borrower for valuation of Property by an authorized and licensed appraiser.
Up to $1,200.00
Fee assessed to the party applying to assume full responsibility for payment of installments on an existing mortgage. Fees are limited by state and investor guidance.
Up to $900.00
Fees incurred by your lender’s attorney during bankruptcy filed by the homeowner. The fee amount is based upon the complexity of the case and the number of hours dedicated to the bankruptcy case. These fees must be approved by the Bankruptcy Court or Caliber when outside the allowable.
Varies
Fee recoverable from borrower for valuation of the Property by a licensed Real Estate Broker.
Up to $250.00
Fees for processing and handling of collateral documents for consolidation closing.
$300 CEMA fee for Non-Caliber to Caliber CEMA’s
Expedited fee to fax Payoff letter upon request.
$0.00
Fees incurred by your lender’s attorney in connection with the foreclosure process. The fees may be based upon the jurisdiction of the foreclosure.
Varies based on loan type
A charge assessed when a payment is made after the expiration of the payment grace period.
2-4% of delinquent amount
Fees and costs that have incurred during a litigated foreclosure or bankruptcy.
Varies depending on the circumstances (may not always be charged to the borrower)
Fee charged for insufficient funds in an account upon which a payment is drawn.
Up to $20.00
Administrative fee for completing a partial release or easement request.
Up to $500.00
Fee incurred for paying off the loan prior to a pre-determined date, not to exceed state guidelines.
Varies based on loan type
Field inspection completed by licensed vendor to determine property occupancy and/or make contact with the borrower during delinquency, or property damage inspections due to a hazard loss.
Up to $110.00
An expense charged to the loan to ensure that the condition and appearance are maintained on the property.
Up to $5,000
Administrative fee for re-amortizing a new principal and interest payment after a curtailment is made. The fee also includes the modification documentation that is prepared and must be executed by the borrower(s) before a recast can be finalized.
Up to $250.00
Fee to record a satisfaction of mortgage or to remove a lien from title.
$0.00
Administrative fee for completing lien subordination requests.
Up to $250.00
A fee that is charged to the loan for a detailed examination of the historical events concerning the property.
Up to $500.00
Fee that is charged to register a property when property has been identified as vacant.
Fees vary by municipality with a bond including and up to $11K.

Note Some exceptions may apply based on state and investor.

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*Closing cost offer available to customers who apply for a new purchase loan. Only available for single family primary residences and existing Caliber customers. Credit provided at closing. The offer is nontransferable and can only be used by the intended recipient. Advertised discount can only be applied toward payment of closing costs up to a total amount of $1,000 subject to product underwriting guidelines. Any portion of the discount amount not used toward closing costs will be waived.
  
  **A pre-approval does not signify that all underwriting requirements have been met. Actual terms, including interest rate, are subject to change without prior notice and may vary based on eligibility criteria. All products are subject to credit and property approval. Not all products are available in all states or for all dollar amounts. Please contact Caliber for additional details.
  
  ***The lock will be honored up to 75 days total. Your rate is protected for up to 30 days to shop for a home. Once you identify a property, your rate will be locked for an additional 45 days. All rate lock extensions are subject to Caliber’s standard rate lock extension fees All rate lock extensions are subject to Caliber’s standard rate lock extension fees. Not available for all loan products. Please contact Caliber for additional details.
  
  ****Caliber agrees to pay the borrower the amount of the earnest money deposit (up to $5,000) following the home loan closing, if the loan does not close on or before the contract closing date due to a delay caused by Caliber. Void if there are any material changes to income or assets. Offer requires 30 business days from Caliber’s receipt of purchase contract to closing date. Other requirements include: Minimum 700 credit score, owner occupied purchase transaction. LTV and property type restrictions may apply. Available only through the Caliber Retail Channel. Payment may be subject to reporting for tax purposes. Please contact Caliber for additional details.

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