Caliber Home Loans cares about the well-being of our customers. You are an extension of our Caliber family and we are here to support you during these times by providing helpful resources that can be used to gain some much-needed relief. The following information is about mindfulness, its many benefits, and how easy it is to incorporate the daily practices into our lives.
Mindfulness is the practice of being present in the moment. It brings awareness to your thoughts, feelings, physical reactions, and your surrounding environment and acknowledges what you’re experiencing, rather than dwelling in the past or projecting to the future.
How many times have you found yourself anxious in thought, wishing you had said or done something differently or worried about a future event? When we focus on the past or the future, we miss out on our present, which is the only time we truly have any influence and control.
Mindfulness allows us to navigate the mind, instead of being led by it. Studies have shown mindfulness boosts mood, increases happiness, cognitive function and focus, reduces stress and anxiety, aids in better sleep and improves overall physical and emotional well-being. Benefits have been reported by just incorporating even a few minutes throughout the day. Why wait? Get your mindful minutes in today!
Mindfulness can be practiced anytime and anywhere, without sacrificing valuable time in your schedule. There are many simple ways to begin practicing mindfulness, including:
Don’t forget to appreciate life’s simple moments and tune-in to your body’s responses.
Need a reminder? Schedule time throughout the day to re-center, refocus, and practice your Mindful Minutes.
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*Closing cost offer available to customers who apply for a new purchase loan. Only available for single family primary residences and existing Caliber customers. Credit provided at closing. The offer is nontransferable and can only be used by the intended recipient. Advertised discount can only be applied toward payment of closing costs up to a total amount of $1,000 subject to product underwriting guidelines. Any portion of the discount amount not used toward closing costs will be waived. |
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**A pre-approval does not signify that all underwriting requirements have been met. Actual terms, including interest rate, are subject to change without prior notice and may vary based on eligibility criteria. All products are subject to credit and property approval. Not all products are available in all states or for all dollar amounts. Please contact Caliber for additional details. |
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***The lock will be honored up to 75 days total. Your rate is protected for up to 30 days to shop for a home. Once you identify a property, your rate will be locked for an additional 45 days. All rate lock extensions are subject to Caliber’s standard rate lock extension fees All rate lock extensions are subject to Caliber’s standard rate lock extension fees. Not available for all loan products. Please contact Caliber for additional details. |
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****Caliber agrees to pay the borrower the amount of the earnest money deposit (up to $5,000) following the home loan closing, if the loan does not close on or before the contract closing date due to a delay caused by Caliber. Void if there are any material changes to income or assets. Offer requires 30 business days from Caliber’s receipt of purchase contract to closing date. Other requirements include: Minimum 700 credit score, owner occupied purchase transaction. LTV and property type restrictions may apply. Available only through the Caliber Retail Channel. Payment may be subject to reporting for tax purposes. Please contact Caliber for additional details. |