During these uncertain times, it is natural to experience stress and have anxious thoughts. With canceled plans, homeschooling and sharing close quarters with loved ones while sheltering in place, we are all doing our best to quickly adapt to changes. Caliber Home Loans cares about the well-being of our customers. You are an extension of our Caliber family and we are here to support you during these trying times by providing helpful resources that can be used to gain some much-needed relief. Remember, we are all in this together and we will get through this together!
Stress is a basic part of life and at times can even be advantageous, depending on how you manage and perceive it. Gaining awareness of your body’s physical response to stress is a huge step in learning to manage and reduce its effects. But we can’t manage anything we don’t fully understand. That’s where mindfulness comes in.
When your brain detects a stressor, it releases the hormone cortisol, which is released into your bloodstream, locking receptors in your tissues and organs. Your blood sugar increases, adrenaline raises your heart rate and you breathe faster to quickly distribute oxygen-rich blood throughout your body. Throughout the process, your body readies itself to face a threat, commonly known as the “fight or flight” response.
Chronic stress can impact relationships and lead to or exacerbate many other serious health issues. From anxiety and depression, irritability, feeling overwhelmed, restlessness, trouble sleeping, a lack of motivation, racing thoughts, a hard time concentrating, problems with memory recall, cardiovascular disease, high blood pressure, inflammation, diabetes, heart attack, stroke, substance abuse… the list goes on. So, what can you do to combat stress?
Jay Shetty is an award-winning storyteller, podcaster and former monk turned motivational speaker. He shares relevant, practical, and inspirational messages in an effort to help reduce stress, aid in building healthy relationships, and reframe the mind. Check out his short 5-minute videos on how to stress less, achieve more and experience happiness.
For more helpful practices from Jay, you can listen to his podcast “On Purpose with Jay Shetty”, subscribe to his YouTube channel, or follow him on Facebook and Instagram.
© 2023 Caliber Home Loans, Inc. NMLS #15622
|*Closing cost offer available to customers who apply for a new purchase loan. Only available for single family primary residences and existing Caliber customers. Credit provided at closing. The offer is nontransferable and can only be used by the intended recipient. Advertised discount can only be applied toward payment of closing costs up to a total amount of $1,000 subject to product underwriting guidelines. Any portion of the discount amount not used toward closing costs will be waived.
|**A pre-approval does not signify that all underwriting requirements have been met. Actual terms, including interest rate, are subject to change without prior notice and may vary based on eligibility criteria. All products are subject to credit and property approval. Not all products are available in all states or for all dollar amounts. Please contact Caliber for additional details.
|***The lock will be honored up to 75 days total. Your rate is protected for up to 30 days to shop for a home. Once you identify a property, your rate will be locked for an additional 45 days. All rate lock extensions are subject to Caliber’s standard rate lock extension fees All rate lock extensions are subject to Caliber’s standard rate lock extension fees. Not available for all loan products. Please contact Caliber for additional details.
|****Caliber agrees to pay the borrower the amount of the earnest money deposit (up to $5,000) following the home loan closing, if the loan does not close on or before the contract closing date due to a delay caused by Caliber. Void if there are any material changes to income or assets. Offer requires 30 business days from Caliber’s receipt of purchase contract to closing date. Other requirements include: Minimum 700 credit score, owner occupied purchase transaction. LTV and property type restrictions may apply. Available only through the Caliber Retail Channel. Payment may be subject to reporting for tax purposes. Please contact Caliber for additional details.|