Refinancing is paying off a current loan and replacing it with a new one at a different—ideally lower—rate. Homeowners may decide to refinance in order to reduce the term and interest rate of their existing loan; to convert to another type of mortgage (adjustable-rate vs. fixed-rate), or to consolidate debt. There are several factors to consider when refinancing your mortgage. If you are looking to start the refi process call us now or connect with your local Loan Consultant.
Now might be a good time to refinance your mortgage to help meet your financial goals.
Learn More >>Find out more about your refinance options by reading this helpful article.
Learn More >>Refinancing your existing mortgage may be easier than you think.
Learn More >>Understand the differences between a HELOC and a cash-out refinance.
Learn More >>A cash-out option may help you achieve your debt consolidation goals.
Learn More >>Refinancing might help you pay down your loan faster and save on interest.
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*Closing cost offer available to customers who apply for a new purchase loan. Only available for single family primary residences and existing Caliber customers. Credit provided at closing. The offer is nontransferable and can only be used by the intended recipient. Advertised discount can only be applied toward payment of closing costs up to a total amount of $1,000 subject to product underwriting guidelines. Any portion of the discount amount not used toward closing costs will be waived. |
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**A pre-approval does not signify that all underwriting requirements have been met. Actual terms, including interest rate, are subject to change without prior notice and may vary based on eligibility criteria. All products are subject to credit and property approval. Not all products are available in all states or for all dollar amounts. Please contact Caliber for additional details. |
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***The lock will be honored up to 75 days total. Your rate is protected for up to 30 days to shop for a home. Once you identify a property, your rate will be locked for an additional 45 days. All rate lock extensions are subject to Caliber’s standard rate lock extension fees All rate lock extensions are subject to Caliber’s standard rate lock extension fees. Not available for all loan products. Please contact Caliber for additional details. |
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****Caliber agrees to pay the borrower the amount of the earnest money deposit (up to $5,000) following the home loan closing, if the loan does not close on or before the contract closing date due to a delay caused by Caliber. Void if there are any material changes to income or assets. Offer requires 30 business days from Caliber’s receipt of purchase contract to closing date. Other requirements include: Minimum 700 credit score, owner occupied purchase transaction. LTV and property type restrictions may apply. Available only through the Caliber Retail Channel. Payment may be subject to reporting for tax purposes. Please contact Caliber for additional details. |