Refinancing is paying off a current loan and replacing it with a new one at a different—ideally lower—rate. Homeowners may decide to refinance in order to reduce the term and interest rate of their existing loan; to convert to another type of mortgage (adjustable-rate vs. fixed-rate), or to consolidate debt. There are several factors to consider when refinancing your mortgage. If you are looking to start the refi process call us now or connect with your local Loan Consultant.
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